ftca gap liability

Closing Coverage Gaps for Community Health Centers

Hilb Group represents community health centers in 24 states. We give them confidence that they are completely protected.

A majority of adverse events are covered under the Federal Tort Claims Act (FTCA), which covers medical/professional malpractice for acts or omissions by Community Health Centers and their qualified individual providers. However, Centers should insure the many common gaps in this coverage to avoid paying damages out of pocket.

The Health & Resources Services Administration recommends that health centers purchase a gap ( or ‘wrap around’) policy to provide professional liability coverage when a claim under FTCA is denied. Licensed Hilb Group brokers work directly with select national insurance companies to develop customized insurance policies broad enough to protect common gaps, as well as potential new ones introduced by HRSA through policy changes.

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