MA Insurance News
New Restaurant Insurance Program Offers
Savings from 25–60% on Total Insurance
Programs of Competing Insurance Companies
Dowling & O’Neil Insurance Agency is a preferred agent offering a Restaurant Business Owners Policy to a full range of eating establishments. The program offers a package of coverages for the business owner to protect property, liability, auto and crime exposures. The Business Owners Policy includes Liquor Liability as well. General Liability and Liquor Liability are not auditable.
The policy includes many extra coverages for even greater value. These coverages offer policy holders a wide variety of options to get the customized protection they want and need.
Employment Practices Liability Insurance is available, which covers against allegations of wrongful employment practices such as termination, discrimination or sexual harassment. Customers can also choose Loss of Income from Food Borne Illness and Business Interruption coverage.
Additional Optional Products:
- Commercial Umbrella
- Workers Compensation
- Liquor Liability (sales of alcoholic beverages up to 50% of annual receipts)
Types of Restaurants:
- Sandwich Shops
- Pizza Shops
- Casual or Family-Style Restaurants
- Fine Dining Restaurants (offering gourmet meals and extensive wine lists)
Please contact Mark McCartin, President, at 508-957-4248 for more information about the Restaurant Insurance Program.