Homeowners Insurance

D&O stands ready to help you obtain the insurance you need for your personal assets. We'll help you value and safeguard your home, your jewelry and other possessions. And, we'll help you shield yourself and your family from the damaging effects of a catastrophic event.

• Primary Home
• Secondary Home
• Rental Property
• Condominium

D&O offers supplemental insurance, such as flood insurance, for items not protected under your standard coverage. Talk to D&O for more information.

At D&O, we pride ourselves on serving you with personalized attention. We’ll take the time to find you the proper coverage for your individual needs—and we’ll secure it for you at the greatest possible value. 

Homes

Homeowners insurance, also called home or hazard insurance, provides financial coverage for loss or damage to your home. Most standard homeowners policies insure the things you keep in your home—such as clothes, furniture and electrical equipment—as well as the structure itself. In addition, homeowners insurance covers your legal obligation, or liability, for any bodily injury or property damage you or your family members cause to other people.

Get your FREE homeowners insurance quote!

Valuables

Personal collections insurance provides coverage to replace valuable items such as jewelry, antiques, artwork, silverware or furs. In addition to thoroughly indemnifying your collections, you should also take careful precautions to protect them from harm. Read our tips on how to preserve your valuables.

Request more information about insurance for your valuables.

Umbrella Liability

Personal umbrella liability insurance protects you against claims above and beyond the amount covered by your homeowners and auto policies. It acts like an umbrella, sitting on top of your existing policies and providing extra protection for those rainy days. 

Request more information about personal umbrella liability insurance.